Value Added Products
Value Added Products
Our Value Added Products are designed to complement your core insurance cover and close the gaps where traditional policies often fall short. They offer affordable protection against everyday risks that can cause unexpected financial strain.
Scratch and Dent Cover
Minor damage can significantly reduce your vehicle’s resale value and appearance. Scratch and Dent cover provides protection for superficial vehicle damage such as light scratches, scuffs and minor dents that do not require panel replacement or structural repair.
Personal Accident Cover
Life is unpredictable. A sudden accident can leave you with medical bills and loss of income. Personal Accident cover pays a lump-sum benefit in the event of accidental death, permanent disability or serious injury.
Auto Top-Up (Credit Shortfall)
If your vehicle is written off or stolen, your insurer may only settle the market value — which may be less than your outstanding finance. Auto Top-Up bridges the shortfall between your settlement amount and what you still owe the finance provider.
Funeral Policy
Funerals are expensive and often come when families are least prepared. Our Funeral Policy provides a fast, guaranteed payout to cover funeral and burial costs.
Legal and ID Theft Protection
Fraud and identity theft are rising rapidly, and legal assistance is costly. This product provides access to legal support and identity recovery services if your personal information is compromised.
Tyre and Rim Cover
Potholes, debris and rough roads are a reality on South African roads. Tyre and Rim cover pays for the repair or replacement of tyres and rims damaged by road hazards.